Free Gold IRA Kit

Did You Know That You Can Hold PHYSICAL GOLD in an IRA?

With economic uncertainties and stock market ups and downs, it’s important to diversify your retirement savings. A Gold IRA lets you hold physical gold in your retirement account, offering diversity in your investments and the addition of an asset that has long been associated with stability and the preservation of purchasing power. Is a Gold IRA right for you? Find out and learn how you can get started.

Why Invest in a Gold IRA?

1. Protect Your Savings

Gold is largely regarded as a stable investment. Unlike stocks or bonds, which can lose value quickly, gold tends to hold its value. By adding gold to your IRA, you can better hedge your savings against market crashes and economic downturns.

2. Beat Inflation

When prices go up, the value of money goes down. Gold, on the other hand, often increases in value when inflation rises. This means that gold can help keep the purchasing power of your retirement savings strong, even when the cost of living goes up.

3. Diversify Your Portfolio

Putting all your money in one type of investment is risky. A Gold IRA lets you spread out that risk by adding gold to your mix of investments. This can make your portfolio more balanced and secure.

4. Potential for Growth

Gold isn’t just a preservation tool—it can also grow in value. With demand for gold increasing globally, your investment in gold could grow over time, giving you more value in your retirement holdings.

5. Own Physical Gold

With a Gold IRA, you own real, physical gold—not just a piece of paper saying you do. This tangible asset is stored securely at a state-of-art depository and gives you a sense of control over your investments.

How Does a Gold IRA Work?

Investing in a Gold IRA is straightforward. Here’s what you need to know:

1. Check Your Eligibility

You can roll over several types of retirement accounts into a Gold IRA, including 401(k)s, 403(b)s, 457s, TSPs, and existing IRAs. If you’re no longer with the company that set up your 401(k) or if you’re 59 1/2 or older, your account is likely eligible.

2. Get Started

Start by calling Lear Capital. Our specialists will check your eligibility, help you set up a new Gold IRA account, and guide you through rolling over funds from your existing retirement accounts. Then, you can choose from Lear’s large selection of IRA-eligible gold coins to place in your new gold IRA.

3. Easy Paperwork

Opening a Gold IRA involves just a few basic forms. Our team of experienced professionals will help you complete the necessary forms and transfer your funds smoothly and efficiently.

4. Understand the Timeline and Taxes

The rollover process usually takes 7-10 business days, depending on how quickly your current account provider processes it. Direct rollovers or transfers between qualified retirement accounts have no tax penalties. Lear’s IRA team will help you avoid costly mistakes that could result in tax penalties.

Work with the Best

Lear Capital is the precious metals leader. With nearly twice as many years in business as any competitor, put our experience to use for your benefit. Lear only works with the top custodians and depositories to ensure that your metals are in the best possible hands. We carry a large selection of IRA-eligible coins and work with government mints to create limited mintage coins that meet IRS regulations. With $3 billion in trusted transactions and more than 100,000 satisfied customers, you can rest assured that your account will be treated with experience and professionalism.